GoBankingRates ranked Rio Verde, Arizona, as the top retirement spot in both Florida and Arizona, with 86.6% of its population aged 65+. It’s also among the most affordable, requiring \$896,947 for a single retiree or \$726,239 for a couple to cover 15 years with Social Security. Despite rising costs, Rio Verde offers a budget-friendly path to retirement in one of America’s most popular retiree states.

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